If possible, aim to do your shopping with a credit card rather than a debit card. The reason is because if a hacker manages to break into your account, he won’t be able to do as much damage with a credit card as he could with a debit card. Debit cards link to bank accounts; therefore, the hacker can literally drain your entire earnings. Credit cards are not, and due to the Fair Credit Billing Act, a holder’s fraud liability is only $50. Therefore, you likely will not lose as much money.
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